For growing Canadian businessesFor Canadian startups
An AI Finance Assistant with weekly cash flow, payables and receivables reports, prepared by our team. From $249 a month. We also do bookkeeping, payroll and CFO services.An AI Finance Assistant with weekly cash flow and runway reports, prepared by our team. From $249 a month. We also do investor-ready books, payroll and CFO services for fundraising. Senior CFO judgement. AI speed. A fraction of the cost.
Monir AhmedFounder · CPA, FCCA, MBA
Who we help
In a 2025 Dext survey of 500 Canadian small and mid-sized business leaders, 35% said they spend more time on finance than on growing their business.Investors want clean numbers. Your board wants a forecast. You want to build.
You find out how you did months later, at tax time. By then it's too late to change anything.
Customers pay late, and bills don't wait. Payroll and HST always come first.
Pricing, hiring, a bank loan: big decisions, made alone. A full-time CFO in Toronto typically earns $200,000 or more a year.
Know how many months of cash you have, and what changes it: hires, renewals and your next round.
A monthly close, clean metrics and a board pack you can send without a weekend of work.
SR&ED refunds and grants take months to arrive. We show your runway with and without them, so a late refund won't surprise you.
Many owners hear from their accountant once a year. You'll hear from us every week.Your accounting software knows your bank balance. It doesn't know your hiring plan. We build it into your runway every week, so you know when to start raising.
Our focus
Owner-led Canadian businesses with $1 million to $20 million in revenue, in any industry.
Also
Software and AI startups from pre-seed to Series A, usually after a first raise or first revenue.
See startup servicesIndustries we know
Our focus
Software and AI companies from pre-seed to Series A, usually after a first raise or first revenue.
Also
Owner-led Canadian businesses with $1 million to $20 million in revenue, in any industry.
See business servicesIndustries we know
Three services, one team
Use one service or all three.
Weekly reports from our team on your cash flow, accounts payable and accounts receivable, with what to do this week.Weekly reports from our team on your cash flow, runway, payables and receivables, with what to do this week.
from $249 a monthSee a sample reportMonth-end close, payables, receivables, collections and HST. Payroll included for up to 5 employees.Investor-ready books and month-end reports. Payroll included for up to 5 employees.
from $499 a monthSee what's includedA part-time CFO or controller, one day a month, for budgets, pricing, financing and big decisions.A part-time CFO, one day a month, for fundraising, board reporting and runway.
from $999 a monthSee what's includedAI Finance Assistant
A weekly report on your cash, the bills you owe and the money owed to you, with what to do this week. From $249 a month.A weekly report on your cash, runway, bills and customer payments, with what to do this week. From $249 a month.
Cash today, money in and out, and the weeks ahead.Cash today, burn and months of runway.
Sales, invoices sent, payments collected and who's late.Revenue, renewals, payments collected and who's late.
Bills due this week and next, and anything overdue.
Spending against last month, and anything unusual.Spending against plan, and anything unusual.
HST, payroll remittances and other deadlines.Payroll, HST, SR&ED and investor dates.
What to do this week, in plain words.
It's done for you, with no app to learn. Our team prepares each report with your accounting software and AI tools, and a senior finance professional reviews it before you see it.
Keep your bookkeeper. We work alongside them, and you release every payment yourself.
Weekly finance report
Sample Company Ltd. · Monday, January 11
Watch: cash dips to $96,000 in week 3, when payroll and HST land together.
This week
For your planning only. Reply with any question about this report.
Weekly runway report
Sample Labs Inc. · Monday, January 11
Watch: hiring two engineers in March takes runway to 15 months.
This week
For your planning only. Reply with any question about this report.
Why Techfinance
Every Monday, people who have run finance inside businesses like yours tell you where your cash stands and what to do this week.Every Monday, a senior team led by someone who has acted as CFO for startups tells you where your runway stands and what to do this week.
We've managed daily cash and supplier bills inside construction, real estate and education businesses. We know what owners face, and we look for money you can make or keep.Monir has acted as CFO for startups in investor meetings and acquisition due diligence. We know what founders face, and we look for ways to make your cash last longer.
Year-end accounting looks back once a year, at tax time. We look ahead with you every week, starting with a report every Monday.
No juniors and no ticket queue. Call, WhatsApp or email the people who know your numbers. You'll hear back within one business day.
Software and AI do the routine work fast. That's how we keep prices low. A senior finance professional reviews every report and tells you what it means.
Meet Monir
Hi, I'm Monir. I come from a family of entrepreneurs. For more than 15 years, in London (UK) and Toronto, I've partnered with business owners, founders and C-level executives to help them see their numbers clearly and make more money.
So I understand what you face, and I truly care about your business. Now I work with owners and founders directly, with a small senior team. Good finance help has mostly been something only bigger companies could afford. I believe AI can change that.
In my career, I've:
Together with my partner, we bring more than 30 years of combined experience. You'll meet us on your free call.
I also volunteer as a board director at Community Door, a nonprofit in Peel Region.
How it works
Setup takes a few short calls. After that, the services you choose run every week or every month.
Tell us about your business and your goals. You'll get a written proposal with your price.
FreeWe connect your bank, payroll and apps. If your books need catch-up work, we quote it first.We connect your bank, payroll and billing. If your books need catch-up work, we quote it first.
A few short calls for youYour AI Finance Assistant report: cash flow, payables, receivables and up to three actions.Your runway report: cash flow, burn, runway and up to three actions.
WeeklyWith bookkeeping: books closed and reports in plain words. With CFO services: senior time for the big decisions.
MonthlyPrices
You get your exact price in writing after a free 30-minute call, before any work starts. If your books are behind, we quote catch-up work first. Prices exclude HST.
from $249 a month
Weekly reports for one company, prepared by our team with AI tools, from up-to-date books in QuickBooks Online or Xero.
from $499 a month
Up to 100 transactions a month and 5 employees. Larger businesses get a written quote.
from $999 a month
One CFO or controller day a month. Extra days priced in writing first.
Reach out any time. Our team is ready to help.
FAQ
Free 30-minute call
Thirty minutes, no obligation. After the call, we send you a short written proposal with your price and expected start date.
You'll talk to Monir, not a sales team.
Opens our calendar. Pick any time that suits you.